Accidentally filed single when married

transaction-processing-rules - Free ebook download as PDF File (.pdf), Text File (.txt) or read book online for free. Mastercard transaction processing rules. 2022. 7 ... If you accidentally contribute too much, you will pay penalties until you remove the money from your Roth IRA. Can you put more than 6000 in IRA? While anyone can contribute up to $ 6,000 (or $ 7,000 for people aged 50 and over) to a traditional IRA, not everyone can deduct the full amount from their tax return.Not to mention the damage that is done to children inside such marriages. 10. Very often it's also the case that married couples feel that they have little choice but to stay together after getting married even if they aren't in love anymore and would want a divorce.Ross Geller, Ph.D. was one of the main characters on Friends (1994-2004). He was portrayed by David Schwimmer. He's best known for his nerdy personality and very awkward sense of humor, much like Screech from Saved By The Bell, or David from Beverly Hills, 90210. He was born to Jack and Judy Geller and raised by them on Long Island, New York. He is Monica's older brother. When Ross was ...Some people who marry a narcissist end up walking on eggshells even when the spouse isn't around. Often this is because the person with narcissism has conditioned their spouse to do so. While you may need to walk on eggshells to have any kind of peace, this behavior will empower and encourage him to continue with this pattern.Some families are eligible to have the entirety of their incomes excluded from consideration by the FAFSA methodology. For families with annual incomes below $26,000, who received one or more federal welfare benefits and filed a 1040A or 1040EZ tax form (before 2018 when these forms were eliminated), zero income is counted on the FAFSA.Great post as to hear from others, I plan on doing the same thing - first, middle, maiden, married non-hyphenated. After 17 years establishing myself in my career, I am known professionally because of my last name and am not going to give it up. Also, will be 47 when I get married, so it seems silly to change what I've known all my life.Dating & Romance (For Single Moms & Married Ones, Too!): Voices 45. ... We're often busy and focused on other things, and if we're single, maybe we're burned out on the dating game. In today's Voices episode, Meagan talks from her personal experienced as a divorced mom with love coach Casandra Henriquez about how to create a love vision ...The Internal Revenue Service is sending $1,200 to individuals with annual adjusted gross income below $75,000 and $2,400 to married couples filing taxes jointly who earn under $150,000, plus $500 ...Washington said this depends on your filing status, age, and other factors. "Generally, for the 2020 tax year, if you are single and earn more than $12,400, you are required to file." She said ...The 2022 standard deductions for all filing statuses are: Single: $12,950 (up from $12,550 in 2021) Head of Household: $19,400 (up from $18,800) Married Filing Jointly: $25,900 (up from $25,100) Married Filing Separately: $12,950 (up from $12,550) Personal exemptions remain at zero, just like in 2021. juice wrld unreleased songs google drive 2022 Jan 07, 2022 · Despite knowing this, if you were to file your taxes using the single status while you are married, below are a few potential outcomes. 1. You’ll lose out on certain tax credits or deductions ... If you found out that you claimed a dependent incorrectly on an IRS accepted tax return, you will need to file a tax amendment or form 1040-X and remove the dependent from your tax return. At any time, contact us here at eFile.com or call the IRS support line at 1-800-829-1040 and inform them of the situation.Chandler Muriel Bing is one of the main characters on the popular sitcom Friends. He is portrayed by Matthew Perry. He is notable for his sarcastic and witty sense of humor. Throughout most of the series, Chandler is an executive specialized in statistical analysis and data reconfiguration, occupying high-grade positions such as Processing Manager and head of the office. Though he has a high ...Anyway, in the complaint email, they originally asked for the entire $5000 back and we're adamant. I reminded them of the $700 in dump fees for their old fence and the labor to take it down. And they went down to $3800. They threatened small claims court, and they already had lawyers, etc. He married Sarah Emily Armstrong on August 14, 1872. He married Almira Park Burdg, daughter of Oliver Burdg and Jane Hemingway, on April 16, 1879 Jennings County, Indiana. He died on February 2, 1919 Whittier, Los Angeles County, California, at age 70. Paul Sorvino’s 2022 net worth explored. Is it better to file single or married? Filing joint typically provides married couples with the most tax breaks. Tax brackets for 2020 show that married couples filing jointly are only taxed 10% on their first $19,750 of taxable income, compared to those who file separately, who only receive this 10% rate on taxable income up to $9,875. ...The passport agent who examines your application must verify that the name to be written in your U.S. passport is the one that best identifies you. This is most frequently determined by the citizenship and identity documents that are submitted. If you request a name that is significantly different from that on the documents you submit, you must ...Not at all even pretending to be nice or gentle about it to MY friend. My friend did not disagree or say something to stand up for me, and didn't even come to tell me about the sh*t-talk happening behind my back. If I hadn't overheard it, I'd never have known. Fast forward 4 more years....we became sisters-in-law (married the brothers).After two years as a conditional resident, you'll need to file Form I-751, Petition to Remove Conditions on Residence. Again, you must establish that you and your spouse have a bona fide marriage. Submitting jointly filed tax returns is essential evidence to be included with the I-751 petition. Even Undocumented Immigrants Should File TaxesFun Fact: According to Credit Karma, "Out of the nearly 153 million federal returns filed in tax year 2018 (for 2017 taxes), more than 54.7 million returns were filed under a status of either married filing jointly or qualified widow, both of which offer the same tax rates, according to the IRS."If cardholders make purchases that turn out to be fraud on the part of the merchant, they are entitled to file disputes. This allows them to recoup their funds (and penalize the merchant) through the chargeback dispute process. #2. Third-Party Fraud. There are multiple ways for third parties to commit a crime.Apr 07, 2015 · I accidently filed my tax return as married filing jointly when I meant to file as married filing separately, can this - Answered by a verified Tax Professional Great post as to hear from others, I plan on doing the same thing - first, middle, maiden, married non-hyphenated. After 17 years establishing myself in my career, I am known professionally because of my last name and am not going to give it up. Also, will be 47 when I get married, so it seems silly to change what I've known all my life.Single People Sleep Better Than Those Who Are Married Or Separated. June 16, 2017 at 2:32 pm. Filed Under: Health, Video. ... HCSO arrest Apollo Beach man after child was accidentally shot.On your tax return just file with the proper status, Married Filing Jointly, since you are legally married. The Single status on a W-4 would mean your taxes are withheld at the higher single rate versus the Married rate. What happens if I accidentally filed single instead of married? I accidentally filed as single, when actually I am married (its new and I am not used to clicking the “married” button on anything yet!) … Nov 05, 2019 · Lowest Tax Rate: 3.86%. Highest Tax Rate: 7.65%. Brackets with Marriage Penalty: 3 of 4. There is some marriage-penalty relief in the form of a married-couple tax credit. The credit can be as much ... The quick answer to the question, can I file single if I am married, is no. You cannot file single if you are married. There are some exceptions to this rule, if you are a widow (er), if you are legally separated from your spouse, or if you are under a divorce. How Does Legal Separation Work?You can also contribute up to $80,000 per beneficiary in a single year ($160,000 for married couples) and take advantage of five years' worth of tax-free gifts at one time. 4 (Contributions are considered completed gifts and are removed from your estate, but you, as the account owner, retain control.)Alec Baldwin fired a prop gun while filming a scene in New Mexico on Thursday, causing the death of cinematographer Halyna Hutchins and wounding director Joel Souza. The incident occurred on the...1. Start by assuming it's better to file jointly, because that's true 99% of the time. 2. Then state you're specific reason you think you may need to file separately and someone here can give you specific guidance. 3. The only way to be absolutely sure is to prepare returns both ways and compare the results.If Sam chose to file as single, his taxable income would be $37,600 ($50,000 less the $12,400 standard deduction), and his tax would be calculated as follows: The first $9,875 is taxed at 10% = $988 The next $27,725 is taxed at 12% = $3,327 As a single filer, Sam's total tax liability would be $4,315. psv vs galatasaray Beth Ann Stanton is one of the main characters in the first season of CBS All Access's Why Women Kill.She is portrayed by Ginnifer Goodwin. On first blush, Beth Ann might strike you as the quintessential housewife from 1963. she's wearing a mask to hide her pain. A secret, unless it is about a surprise party, should not be ignored. It's a huge red flag in a relationship and one you don't want to justify, excuse, or rationalize away. 9. They Gaslight You. If you are with a partner who gaslights you, you have a grave problem on your hands. Narcissists are good at this.C. Married filing separate D. Single E. Head of Household. D. Surviving spouse treatment is only available for the following two years if the taxpayer maintains a household for a dependent. Caroline and her husband Chris got divorced in May of this year. During the year, Caroline provided all the support for herself and her 23-year-old child ...Besides the answers to get a physical padding you may also leave most of the padding space in the file just empty ("holes"), by seek ing to the new end-position of the file and writing a single character: dd if=/dev/zero of=largerfile.txt bs=1 count=1 seek=16777215. (which has the advantage to be much more performant, specifically with bs=1 ...Texas Family Speaks Out After Overturned Cement Truck Accidentally Kills Toddler ... Linda was married to Hulk for 25 years before she filed for divorce in 2007. She said the split still affects ...Gabriela Dawson was a Paramedic on Ambulance 61 and the former Candidate of Truck 81. Gabriela was the wife of Matthew Casey. She was one of the main characters of Chicago Fire. She is now assigned to Puerto Rico to help give medical attention to the needed. Gabriela Dawson is the daughter of Ramon and Camila Dawson and the younger sister of Chicago PD Intelligence Unit detective Antonio ...Married Filing Jointly $9 3,250 $18 7,950 $9, 328 .00 22% $ 93,25 0 $3 42,050 $4 31,050 $6 7,206 .00 32% $3 42,05 0 $4 31,050 $6 40,500 $9 5,686 .00 35% $4 31,05 0 $6 40,500 $16 8,993 .50 37% $ 640,50 0 Single or Married Filing Separately $0 $3, 950 $0.00 0% $0 Head of Household drug bust st paul They met in high school and married in their early 20s. They had five children. One day, Sophia was stopped for a traffic violation. Immigration officials, called by the local police officers, took her into custody. The government filed deportation charges. Sophia entered the U.S. nearly 15 years before she met Raul.File size ‏ : ‎ 1160 KB; Text-to-Speech ‏ : ‎ Enabled; Screen Reader ‏ : ... Accidentally Married on Purpose, focuses on the baby of the family, Sherry. ... father's experience that love and music don't mix and he's determined to be a success musically so he's happily single. He is getting grief from his PR people, who tell ...At the time, they were living on opposite coasts, so they did long-distance for several years before deciding to get married. For a long time, their age gap didn't seem to be an issue. File: Wedding ring. A mother of one, Kadijat Abdulraman, on Monday told a Mapo Customary Court in Ibadan that she regretted marrying her husband Ahmed. Abdulraman,. For federal income tax status, marital status is determined by state law as of the last day of the calendar year. If you are married on December 31, 2016, you are considered married for the 2016 ... That said, there are ways in which getting married can affect your credit. If you and your spouse open a joint credit account or co-sign a mortgage, any activity on the shared credit account could ...Married Filing Single - If you report your spouse on your tax return and don't have any dependents, you would select Married Filing Single. You may pay a higher tax rate and miss out on some deductions with this status, but it may be your only option if you don't have a qualifying dependent.The third round of direct payments provided under the American Rescue Plan Act totaled $1,400 for individual taxpayers making up to $75,000 (and joint-filing couples earning up to $150,000), with ...Starring Ryan Gosling, Bradley Cooper, Dane DeHaan, Emory Cohen, Rose Byrne and Eva Mendes, it's the story of a motorcycle stuntman who turns to bank robbery, the cop who tries to bring him down ...Effects of Under-Withholding If you claim to be married when in fact you are single, you will have too little withheld from your income taxes. The government imposes criminal penalties of up to $1,000 and a year in jail for intentionally falsifying a Form W-4.Married on it and it needs to be single on it. Accountant's Assistant: What have you tried so far? I accidentally put married on my taxes and it needs to be single. Accountant's Assistant: Is there anything else the Financial Software Technician should know before I connect you? Rest assured that they'll be able to help you. No that's it ey recruiting process reddit If only one spouse qualifies for a higher deduction, that will add up to the married filing jointly standard deduction. For example, the standard deduction, for the time being, is $25,100 for married couples. If one spouse is over the age of 65, it increases to $26,450. If both spouses are over the age of 65, it increases even further to $27,800.Everyone's favorite sloth-loving couple, Kristen Bell and Dax Shepard, got their start on-screen. The pair started dating in 2007, starred as love interests in 2010's When in Rome and 2012's Hit and Run, and married in 2013. And if you love them as much as we do, here are their secrets to marital bliss. 11 Zac Efron and Vanessa HudgensForm 1040X - Amended Returns - Married Filing Separately to Married Filing Joint. If two taxpayers originally filed separate returns that were accepted by the IRS and want to complete amended returns to change their filing status to Married Filing Joint, please note the following: If you have a refund on either of the separate returns, you ...Posted on Jul 28, 2011. Yes - as a common law marriage, as long as you both are in agreement to be married, hold yourself out as married, and have lived together. You can also sign a Declaration of Informal marriage to the court clerk for recording if you are concerned.Great post as to hear from others, I plan on doing the same thing - first, middle, maiden, married non-hyphenated. After 17 years establishing myself in my career, I am known professionally because of my last name and am not going to give it up. Also, will be 47 when I get married, so it seems silly to change what I've known all my life.Dating & Romance (For Single Moms & Married Ones, Too!): Voices 45. ... We're often busy and focused on other things, and if we're single, maybe we're burned out on the dating game. In today's Voices episode, Meagan talks from her personal experienced as a divorced mom with love coach Casandra Henriquez about how to create a love vision ...[However], the new tax law has lowered income brackets for single, head-of-household and married-filing-jointly taxpayers, so all should see some relief." But if you discover you accidentally chose the wrong status on your tax return within the past three years, file an amended return to correct the error."Randy," a Maryland man who's been married for 20 years, is having multiple affairs — not just because he enjoys the sex. His mistresses, he says, offer something different from his wife. His most...Filing information for New York State nonresidents. If you are a New York State nonresident you must file Form IT-203, Nonresident and Part-Year Resident Income Tax Return, if you meet any of the following conditions:. You are a nonresident with New York source income and your New York adjusted gross income Federal amount column (Form IT-203, line 31) exceeds your New York standard deduction.Popular Preparation Services Starting at $95 + Gov Fees. Green Card Renewal or Replacement. Form I-90 Preparation Service. U.S. Citizenship. Form N-400 Preparation Service. Replace Certificate of Citizenship. Form N-565 Preparation Service. Travel Document. Form I-131 Preparation Service. reconditioned ecotec v6iphone satislari durduruldu muFeb 18, 2013 · Type of federal return filed is based on your personal tax situation and IRS rules. Form 1040EZ is generally used by single/married taxpayers with taxable income under $100,000, no dependents, no itemized deductions, and certain types of income (including wages, salaries, tips, some scholarships/grants, and unemployment compensation). The allowances you claim while filling out a W-4 if you are single will differ from the allowances you claim if you are married or have kids. Claiming zero allowances The maximum amount of tax is withheld. Meaning, when it comes time to file your tax return you will most likely receive a refund.To receive a military ID card and benefits, including health care, a military spouse must be legally married to the service member. The military does not recognize common law marriage or ...If you found out that you claimed a dependent incorrectly on an IRS accepted tax return, you will need to file a tax amendment or form 1040-X and remove the dependent from your tax return. At any time, contact us here at eFile.com or call the IRS support line at 1-800-829-1040 and inform them of the situation.It's better to pay close attention while filling out the form and use black ink only. Filling the form online and printing is suggested. Birth Certificate - Must be an original or certified copy of your birth certificate. It should be the state issued long form with parents full names (hospital certificates and photocopies are not allowed).You will get more for less. Learn more about each of the eFile.com Tax Preparation Services. eFile offers a great percentage of savings as well as a flat rate for any amount of state tax returns, compared to others who charge per return in addition to an early e-file fee. Service Name 2) eFile.com Savings3) eFile.com.Tax returns are filed under penalties of perjury. Simple reporting problems can lead to crippling mistakes that can cost big. The law has elaborate Form W-2 and Form 1099 reporting rules to serve ...The good news is that you can use the filing status of "married, joint" so that you get a higher standard deduction and a personal exemption for each of you. Also, if you each qualify for the foreign earned income exclusion, you can exclude up to $91,500 (for 2010) per person per year of foreign income.Place the PC/Android saves folder in a zip in sd:/JKSV/Stardew Valley/. Open JKSV and navigate to Stardew Valley. It is advised to create a backup (above) before the next step. Press Y on the save you just copied over and hold A. Troubleshooting Save disappeared or doesn't load Here's how to recover your save in most cases.If both you and your spouse originally filed MFS returns, you only need to file one MFJ amended return since it counts for the two of you. You will want to chose one of the original MFS returns to amend. You then need to add the other spouse's original return information into the program for the amended return. cornell university prepscholar Feb 18, 2013 · Type of federal return filed is based on your personal tax situation and IRS rules. Form 1040EZ is generally used by single/married taxpayers with taxable income under $100,000, no dependents, no itemized deductions, and certain types of income (including wages, salaries, tips, some scholarships/grants, and unemployment compensation). The simple answer should always be: "Not until your divorce is final." But, life is rarely this simple. Divorcing clients are often lonely and stressed out, and they may be longing to meet someone new, feel desirable again, and just have fun, so many clients decide that only one date can't hurt. If you find that you just can't wait until your ...A quest for the fortune left behind by multimillionaire murderer Robert Durst is underway just days after his death. A lawyer for the family of his first wife, who vanished and was declared ...You are a part-year resident or nonresident whose Minnesota gross income is below the minimum filing requirement ($12,525 for 2021). For more information, see Calculating Minnesota Gross Income. This table explains when income is taxable to Minnesota and what forms you need to file. Assignment of [email protected] (630) 906-3658. Pay Dues. Donate Now. Shop Moose. Find a Lodge. There's no better feeling than making a difference in the lives of children, seniors and communities. Become a Moose and start making a difference today! We're accomplishing greatness together….Track one or multiple packages with UPS Tracking, use your tracking number to track the status of your package. canvas and leather bags made in usa Naya Rivera, who found fame playing Santana Lopez on the hit series "Glee," has died after going missing during a boat ride with her 4-year-old son, Ventura County Sheriff William Ayub announced at...The standard deduction for married couples filing jointly for tax year 2021 is $25,100 ($25,900 for 2021). For single taxpayers and married individuals filing separately, the standard deduction is ...Single filers can earn up to $510,300 before they move into the 37% tax bracket for the 2019 tax year, while married couples filing separately are limited to just $306,175.Your taxes may be higher since many credits available on a single return are not allowed on a MFS return. Your other alternative is to file Married Filing Jointly and include your spouses information. It is almost always better to file MFJ than MFS. It would be a little more complicated to change to MFJ especially if your spouse already filed MFS.The IRS will calculate the penalty for you and send you a bill. If you can't pay the tax due by April, then be sure to still file your return on time. You will owe penalties and interest as long as the tax remains unpaid. These penalties are much more severe than the penalty mentioned above.The tax filing for the head of household and single differ in terms of the standard deduction and the initial tax brackets. The standard deduction for head of household is $18,800, while that for the single is $12,550 as per the IRS for the year 2021. The tax brackets up to 22% are more relaxed for the head of household than single.If you were a resident of New Jersey for only part of the year and your income from all sources for the entire year was more than $20,000 ($10,000 if filing status is single or married/CU partner, filing separate return), you must file a New Jersey resident Income Tax return and report any income you received while you were a New Jersey resident.Find answers to frequently asked questions related to the UFile tax software product family and Canadian taxes.On your tax return just file with the proper status, Married Filing Jointly, since you are legally married. The Single status on a W-4 would mean your taxes are withheld at the higher single rate versus the Married rate. What happens if I accidentally filed single instead of married? I accidentally filed as single, when actually I am married (its new and I am not used to clicking the “married” button on anything yet!) … Different ways of searching to name that movie you're thinking of. You can even get more granular with your searching as you progress. If you just remember actors, you can search "actor based ...Sorted by: 4. Move the cursor on this point, you'll see your mouse will become a cross. Pull the cursor up and you'll see a new window opening like that. Last step: click on this one. and change to properties. Share.Alan and Lyndsey's affair eventually comes to an end when Alan hooks up with Larry's sister Gretchen. They soon become engaged to be married, but it is all put on hold when Gretchen's former husband returns to make amends. She tells Alan that they're not over, but she must think it all over before making up her mind. PersonalityOn the W-4 form, enter your name, Social Security number, address and filing status on lies 1 through 4. Enter the number of withholding allowances on line 5. Use line 6 to request extra tax to be taken out of your pay. If you qualify for exemption from income tax withholding, write "Exempt" in box 7. Sign and date the form and give it to ...David Milhous Net Worth is $1.1 Million David Milhous Bio/Wiki, Net Worth, Married 2018 ... He is the adopted son of businessman Paul Milhous . 5: Earned a nomination from the American. Mar 01, 2012 · BOCA RATON, Florida (February 26, 2012) – RM Auctions in association with Sotheby's lifted the gavel on the renowned Milhous Collection during ... In other words, the person knew there was something called a FBAR, took the time to file it, but then decided that they were intentionally or with reckless disregard not going to file certain accounts for one reason or another. In this situation, if a person goes back and tries to amend, they might find themselves in deep trouble. street racing accidentWhen two people get married, they make a promise to be there for each other in sickness and in health. However, one man's husband completely disregarded the "in sickness" part after he was...Darius Campbell Danesh, Darius Campbell Danesh [1] (19 August 1980 - 11 August 2022) was a Scottish singer, artist and West End stage actor. His father is Iranian and his mother is Scottish. He was an auditionee in television music talent show Popstars in early 2001. He rose to fame on series 1 of Pop Idol. Darius' first single was "Colourblind".Eligible individuals will receive an Economic Impact Payment of $1,200, or $2,400 if married filing jointly, with an adjusted gross income (AGI) up to: $75,000 for individuals if filing as single or married filing separately. $112,500 if filing as head of household and. $150,000 if filing married filing jointly.Feb 05, 2021 · Filing as Head of Household gives you more tax benefits than filing with single status. Head of Household filing status has lower rates and a larger deduction. However, you need to be single or unmarried and pay for more than half the cost of supporting a qualifying person. If you are a single parent or take care of dependents, investigate ... Anyway, in the complaint email, they originally asked for the entire $5000 back and we're adamant. I reminded them of the $700 in dump fees for their old fence and the labor to take it down. And they went down to $3800. They threatened small claims court, and they already had lawyers, etc. In this case, the remaining $16,000 is taxable. So, while you would have to file a gift tax return, you would only be responsible for taxes on $16,000 of the $32,000—or you can apply it to your lifetime gift exclusion (more on that in a minute). And as an added bonus if you're married, each spouse is entitled to the $16,000 exclusion. bmw e46 325i touring for saleJul 19, 2018 · The IRS has specific head of household qualifications. If you are filing as married on your federal taxes, you can't file as head of household. Head of household allows you to earn more income and stay in a lower tax bracket. You must be single and have a qualifying child as a dependent. The third round of direct payments provided under the American Rescue Plan Act totaled $1,400 for individual taxpayers making up to $75,000 (and joint-filing couples earning up to $150,000), with ...Filing Exempt. If you are filing exempt for tax purposes, you will need to indicate as such on the Internal Revenue Service (IRS) Form W-4, which will estimate the amount that should be withheld from your paycheck depending on certain tax information that you provide. However, even if you only made $10 in the prior year, you cannot claim an ...Texas Family Speaks Out After Overturned Cement Truck Accidentally Kills Toddler ... Linda was married to Hulk for 25 years before she filed for divorce in 2007. She said the split still affects ...This course teaches that the effects of love are maximal and natural in the presence of love. If and when we find our spiritual center, a miracle will automatically occur. Thought is the level of cause, and the world is the level of effects. Our greatest power to heal our marriages is our power to think about it differently.The basic process for filing an amended joint return to replace two separate returns is described in the Form 1040-X Instructions: "If you and your spouse are changing from separate returns to a joint return, follow these steps. Enter in column A the amounts from your return as originally filed or as previously adjusted (either by you or the IRS).6 employment record (such as an official letter from employer educational record (such as a school report) letter from central, regional or local government department driving licence (UK or overseas) national ID card or equivalent visa or residence permit medical/health card voters card bank statement (UK applications only)Aug 23, 2018 · To amend your return from single to married, request Form 1040-X, Amended U.S. Individual Income Tax Return, from the IRS. Get a blank copy of Form 1040-X from IRS.gov/forms anytime. File using a hard copy. Amended returns can’t be filed electronically. Auslly (Aus/tin and A/lly) is the official romantic relationship between Austin Moon and Ally Moon. It's also the main pairing on the show. The couple have been best friends for awhile, love and care a lot for each other. They officially become Mr. and Mrs. Moon in Duets & Destiny. For the cast paring, see Raura. deloitte aws sap xa